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Freelance rate calculator

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What hourly rate do you actually need? Most freelancers underestimate non-billable time — admin, sales, marketing — and overestimate billable hours.

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Persona

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Required hourly rate

Day rate (8 h)

You bill fewer hours than you think. Overhead is the silent killer — if 30% of your week is proposals, invoicing, and learning, you need a higher rate on the hours you do sell.

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About this tool

This is gross-up math, not tax advice. The tax buffer is a simple cushion — real liability depends on country, entity type, deductions, and how much you reinvest.

Day rate assumes an 8-hour day. Many consultants sell half-days or retainers — divide accordingly.

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