Salary to freelance calculator
What would you need to bill as a freelancer to match a job offer? Rough math — tax systems are complex, so talk to an accountant before you quit.
Freelance equivalent
Annual revenue needed
Hourly rate
at billable hrs/yr
Day rate
8-hour day equivalent
Breakdown
| Line | Amount | Note |
|---|---|---|
Employee total value ≈ (salary + benefits). Freelancers lose employer-paid taxes, insurance, and paid leave, and only bill a fraction of working hours. This does not model IR35, VAT, progressive brackets, or pension contributions in detail.
About this tool
A $100k job is not the same as $100k freelance revenue. Employees get benefits, paid vacation, and someone else handles tax withholding. Freelancers pay for health insurance, fund their own retirement, spend time on sales and admin, and face self-employment taxes.
Country presets use approximate employer-cost and benefits percentages. Switch to custom sliders if your situation differs. This is a back-of-the-envelope figure — not tax advice.